Dymetra

Personal finance assistant · Ibadan, Nigeria

Know where every naira went.

Dymetra is a personal finance assistant for people spending money in Nigeria — residents and visitors — that turns everyday spending into a clean multi-currency ledger and warns you before a budget runs out.

Dymetra 18 Nov · NGN

Add by typing

4,500 suya, 1,200 keke to Bodija

Read as2 entries

Today

  • Suya₦4,500Food & diningNGN
  • Keke · Bodija₦1,200TransportNGN

Yesterday

  • Airtime₦32,000Utilities$20 at your rate
  • Bole and fish₦3,000Food & diningNGN

This month

₦125,400

Spent · day 18 of 30Month-end ₦209,000

  • Food & dining38,200 / 45,000
  • Groceries41,000 / 80,000
  • Transport14,200 / 30,000

At this pace, Food & dining passes its budget on the 22nd. Projected month-end: ₦63,700.

Product design — illustrative. Typed capture and forecasts are the AI layer, in training; the ledger, currencies and budget alert have worked in the prototype since August 2026.

Today: the ledger has worked in the browser since August 2026; the AI layer is in training.

Next: natural-language capture, learning categories and month-end forecasts, in the app.

On NVIDIA We train the models behind Dymetra — spending categorisation and month-end forecasting — on open datasets and our own data, in PyTorch with CUDA on NVIDIA H100 GPUs in the cloud.

Works today · Try it

Try the ledger

A lightweight web version of the Dymetra ledger, running in your browser. Add an entry, switch between Visitor and Local, split it between people and set a budget. Entries are saved on this device only; nothing is sent to us.

Dymetra

Add an entry

1 GBP = ₦2,100 · reference rate

Entries

  • Two nights₦40,000LodgingNGN
  • Airport run₦25,000TransportNGN
  • Lunch₦12,000Food & diningNGN

Total spent in Nigeria

₦77,000

In your currency: £36.67

  • Lodging₦40,000
  • Transport₦25,000
  • Food & dining₦12,000

Per person₦38,500

Over budget by ₦17,000.

Demo reference rates (1 USD = ₦1,600 · 1 GBP = ₦2,100 · 1 EUR = ₦1,750 · 1 GHS = ₦105 · 1 CNY = ₦220 · 1 INR = ₦19) are fixed for this page, not live quotes. Typed capture, learning categories and month-end forecasts are the AI layer in training and are not part of this demo. Nothing here is financial advice.

Product

The AI layer we are building

The ledger already works. On top of it we are building four AI features that make keeping it effortless. They are in development and not yet part of the prototype.

Type it like you say it

Write a line the way you would text it — shorthand, mixed currencies, local place and transport names — and Dymetra turns it into entries with amount, category and place.

20 dollars airtime, 3,000 bole and fish

In development

Categories that learn

Dymetra suggests a category for every entry. Correct it once and it remembers, on your device, so your own words map to your own categories.

In development

Month-end forecast

From your pace so far, Dymetra projects where the month will land, which budget runs out first and on which day — early enough to change course.

In development

Insights in your currency

Totals, category splits and per-person shares in naira or in your home currency, at the rate you choose, with a plain-language summary of what changed this week.

In development
Works today

The ledger prototype

A static web app that has run in the browser since August 2026 — offline, with no account. Try the web version above.

  • Visitor and Local modes
  • Seven currencies: NGN, USD, GBP, EUR, CNY, INR, GHS
  • Demo rates, or the rate you actually got
  • A receipt photo attached to any entry
  • Per-person split for shared spending
  • Budget with an over-budget alert
  • Entries and photos saved on your device
  • Nothing uploaded to a server

Visitor & Local

Two ways to spend in Nigeria

Visitors think in their home currency; residents think in naira with the odd dollar or pound. Dymetra has a mode for each, and you can switch at any time.

Visitor

Pick your home country

See every naira you spend next to its value in your own currency, and the total you have spent in Nigeria so far.

Total spent in Nigeria₦77,000
In your currency (GBP)£36.67
Per person, 2 people₦38,500
Local

Set the rate you actually got

Paid in dollars at the market rate? Enter the rate once and every dollar entry lands in your naira ledger at that rate.

Your rate1 USD = ₦1,600
Hotel deposit, $50₦80,000
Ledger currencyNGN

People

Split a trip or a household by the number of people; the per-person share updates as you add entries.

Budget

Set a budget in the currency you think in. Dymetra converts before it compares and warns you in the app when you pass it.

Receipts

Attach a photo of the receipt to an entry so you can look back at it later. The photo stays on your device.

Figures on this page are illustrative. The prototype uses demo exchange rates or the rate you set; it does not quote live markets.

Technology

Trained on NVIDIA, private by default

Models are trained on GPUs in the cloud. Your ledger stays with you: entries and receipt photos live on your device unless you choose to back them up.

Today
  • We train the models behind Dymetra — spending categorisation and month-end forecasting — on open datasets and our own data, in PyTorch with CUDA on NVIDIA H100 GPUs in the cloud.
  • The ledger prototype is a static web app. Entries, settings and receipt photos are saved in the browser on the user's device; nothing is uploaded.
Next
  • Serve the optional cloud insight model with NVIDIA TensorRT-LLM and NVIDIA NIM.
  • Distil a compact categoriser that runs on the phone, so everyday entries can stay on the device.
  • Opt-in encrypted backup and sync across your devices.
Today · trainingNVIDIA H100

PyTorch and CUDA in the cloud: the categorisation and forecasting models, trained on open datasets and our own data.

Next · servingInsight model

TensorRT-LLM and NIM, called only for features you switch on.

On your phoneLedger and receipts

Saved on the device today; a compact on-device categoriser next.

Company

Who is behind Dymetra

Incorporated in Nigeria, 2026. Today: the ledger has worked in the browser since August 2026; the AI layer is in training. Next: natural-language capture, learning categories and month-end forecasts, in the app.

mufutau@dymetrai.com

Sole founder

Mufutau Abdulmuheez Omobolaji

Founder

Founded and built by Mufutau Abdulmuheez Omobolaji, Founder.

Dymetra is a sole-founder company: one person designs, builds and runs the product.